Can The Nys Deferred Comp Stable Income Fund Lose Money?

More about stable value

The goal of stable value funds in a portfolio is capital preservation. They invest, directly or indirectly, in loftier-quality, short- to intermediate-term stock-still income investments, and are distinguished from bond funds by maintaining a constant $one share price internet asset value (NAV).

The stable value funds hold insurance contracts to wrap the underlying stock-still income strategies. This allows the stable value fund to use book-value accounting, permitting the fund to maintain the stable share price.

Nosotros believe in the role of stable value equally a conservative investment selection, so we've chosen not to go down in quality. Nosotros think it is a great value proposition to potentially deliver stellar returns to participants while retaining high quality.

Patricia Selim

Head of Stable Value Investments

Why Vanguard stable value?

Vanguard has been managing stable value since 1984. In that time, our stable value products have had solid performance thanks to our robust process of allocation and selection across highly diversified asset classes in the underlying strategies. We can as well assist ensure that the underlying assets are notwithstanding covered to help protect the $i NAV because we have amid the most issuers in the industry.

Nosotros offering several stable value options that may be correct for your programme. In fact, Vanguard Retirement Savings Trust has outperformed its Morningstar peer group over one, 3, five, and ten years. As well, the yields of our stable value funds have consistently outperformed money marketplace peer group averages.

Note that the competitive performance data shown represent by performance, which is not a guarantee of futurity results, and that all investments are subject area to risks. For the almost contempo operation, visit our website at www.vanguard.com/operation. There may exist other fabric differences between products that must be considered prior to investing.

Sources: Vanguard; Morningstar for stable value peer group; and Lipper, a Thomson Reuters company, for money market funds average. Returns as of 6/30/2021.

Results will vary for other time periods. Only funds with a minimum one-, three-, five-, or 10-year history, respectively, were included in the comparison.

* To make an apples-to-apples comparison, Vanguard Retirement Savings Master Trust includes all share classes and calculates returns the same mode as Morningstar—gross of management fees, net of wrap/contract fees.

Need more data on Vanguard stable value?

Vanguard offers several stable value products that may exist correct for you lot and your capital preservation strategies. If yous'd like more information about designing a retiree-friendly investment lineup for your 401(k) plan, our experts can aid.

Call us at 800-523-1036 to talk to 1 of our experts today or transport the states an email and someone will be in touch.

A stable value investment is neither insured nor guaranteed by the U.S. government. At that place is no assurance that the investment will be able to maintain a stable net nugget value, and it is possible to lose money in such an investment.

Vanguard Retirement Savings Trust is non a mutual fund. It is a commonage trust bachelor but to tax-qualified plans and their eligible participants. Investment objectives, risks, charges, expenses, and other of import information should be considered carefully before investing. The collective trust mandates are managed by Vanguard Fiduciary Trust Company, a wholly owned subsidiary of The Vanguard Group, Inc.

All investing is discipline to risk, including the possible loss of the money you lot invest. Diversification does not ensure a turn a profit or protect against a loss.

Source: https://institutional.vanguard.com/VGApp/iip/site/institutional/investments/StableValue

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